Guides / Kotak
Every transaction extracted, checked against the running balance, and delivered as a formatted workbook. No installation, and your first report needs no signup.
Log in to Kotak net banking → Accounts → Account Statement → select period → Download PDF. Choose the widest period you need — the analyzer handles a full financial year in one file, so there is no benefit to downloading month by month.
Your date of birth in DDMMYYYY format, or your PAN, depending on how the statement was issued. You do not need to remove the password yourself: the analyzer has a built-in unlock step where you enter it once.
Open the bank statement analyzer and drop in the PDF. The bank is detected automatically, so there is nothing to configure. CSV and Excel statements work too if that is what you were given.
Before you download anything, look at the extraction summary: number of transactions found, total credits, total debits, and whether the balance chain verified. If the closing balance matches the statement, every row in between has been read correctly. Then generate the Excel workbook.
Kotak statements use separate withdrawal and deposit columns with a chip-based narration format for UPI and card transactions. The analyzer maps these into consistent debit and credit columns and categorises card, UPI and NEFT entries separately.
No. The file is processed in memory and the Excel we generate is deleted from the server the moment your download begins. See the privacy policy.
Yes. If the PDF has no text layer, OCR is used automatically. Accuracy depends on scan quality — check the balance verification carefully on OCR output.
Unlimited during the free beta. Your first report needs no signup; after that we ask for an email address.
Upload them one at a time for now. A multi-account consolidator that merges accounts into one reconciled cash book is next on the roadmap.
The analyzer is free while in beta. No card, no installation — your first report needs nothing but the PDF.
Open the analyzer →